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  • are loans good or bad
    Loans | Personal Finance

    Are loans good or bad?

    ByKaushik Paul July 10, 2023August 6, 2024 Updated onAugust 6, 2024 Loans, Personal Finance

    Are loans good or bad? I have seldom come across people with a neutral outlook toward a loan. Either they are in for or against availing a loan for whatever reason. But the truth is a loan is neither good nor bad. It becomes a good or bad experience depending on the purpose of the…

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  • loan against policy
    Insurance | Loans | Personal Finance

    Can you get a loan against your life insurance policy?

    ByKaushik Paul July 9, 2023March 19, 2026 Updated onMarch 19, 2026 Insurance, Loans, Personal Finance

    The primary idea of life insurance is to make good the financial loss incurred due to the loss of life of the income earner of the family. But can you get a loan against your life insurance policy if in case you need some cash support anytime during the policy period? However, the products offered…

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  • How to read between the interest rate of a loan
    Loans | Personal Finance

    How to read the rates of a loan and not get deceived?

    ByKaushik Paul June 16, 2023August 6, 2024 Updated onAugust 6, 2024 Loans, Personal Finance

    We all have come across advertisements offering consumer loans at flat simple interest rates. Have you ever doubted that the rates they are mentioning could be misleading? Because in the real world of finance, everything is compounding interest and never a simple interest. The story of a simple flat-rate loan Here is an example to…

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  • About taking a loan for buying a car
    Loans | Personal Finance

    About taking a loan for buying a car

    ByKaushik Paul January 23, 2023August 6, 2024 Updated onAugust 6, 2024 Loans, Personal Finance

    Our emotions play a major role in many of the financial decisions we take from time to time. one such decision is whether or not to go for owning a car and if we do buy one, should we buy it on a loan.  Financial wisdom says, “don’t buy a car if you don’t need…

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AMFI Registered Mutual Fund Distributor Kaushik Kamal Paul: ARN-114400 | Current Validity:18 Aug 2028. Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. IRDAI Licensed Insurance Professional Kaushik Kamal Paul: LIC Code: LIC05727962 | SBI GEN Code: SBG0459575.

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