📞 Call Us: +91 89566 42933
📞 Call Us: +91 89566 42933
With ongoing conflicts making global headlines, the question of whether insurance protects against war has become more urgent than ever. Families, travelers, and institutions are rightly concerned about how their policies respond in times of geopolitical instability. The reality is that war creates systemic, unpredictable losses that insurers cannot price sustainably. That’s why most policies…
Healthcare costs are rising faster than ever, and many families are realizing that a single health insurance policy may not always be enough. To safeguard against unexpected medical expenses, some people choose to buy multiple health insurance policies. But this raises an important question: Can you claim health insurance from two insurers for the same…
Family health insurance is more than just a policy — it’s peace of mind. Learn how one plan can cover your entire family, save you money, and provide financial security during medical emergencies.
Planning for a secure and comfortable retirement involves making strategic financial decisions that ensure a steady income stream throughout one’s golden years. One such prudent choice is incorporating guaranteed return whole life insurance plans into your retirement portfolio. The Life Insurance Corporation of India (LIC) has introduced the New Jeevan Utsav Plan 771, a whole…
What exactly is Term Insurance? Term insurance is a type of life insurance that provides financial protection for a specified period. If the policyholder passes away during the policy term, the nominee receives the sum assured. Unlike other life insurance policies, term plans are affordable as they do not offer maturity benefits. This makes them…
Difference Between Individual and Family Floater Health Insurance Plans When purchasing health insurance, one of the primary decisions to make is whether to opt for an individual (or multi-individual) health insurance plan or a family floater plan. Both options offer benefits but are suited for different needs and circumstances. Below is a brief comparison to…
How to select a health insurance policy? Health insurance policies are essential for safeguarding your financials during medical emergencies. An ideal health insurance policy covers the basic costs of hospital stays and treatments and also include benefits like pre- and post-hospitalization expenses, day-care treatments, and even domiciliary care. Choosing the right plan involves understanding various…
LIC’s Index Plus Plan no. 873 is a Unit Linked Insurance plan (ULIP). It is a Regular Premium, Individual Life Insurance plan which offers life insurance with investment, allowing policyholders to invest in equity market through major indices Nifty 50 & Nifty 100 during the term of the policy. Why should you buy LIC’s Index…
LIC’s New Jeevan Shanti Plan no. 858 is a deferred annuity plan for guaranteed income for life by paying a single premium. It is an annuity plan (Pension Plan) which has option of purchasing deferred annuity (Pension) and can be purchased by paying a lump sum amount (single premium). The plan provides for annuity payments…
LIC Employer Employee Scheme is a policy where and employer buys life insurance policy for its employees. Benefits to the employer Benefits to employees Tax Employee Eligibility To be a part of the Employer Employee Scheme an employee should satisfy following conditions. Disclaimer: The information provided in this blog is for general informational purposes only…
This article was originally posted in our LinkedIn page. Here is the link to the article. In the ever-evolving landscape of healthcare, understanding the fundamentals of health insurance is crucial. Understanding the basics of Health Insurance Health insurance safeguards a family’s savings by covering the costs of medical expenses. In the absence of insurance, unexpected…
The primary idea of life insurance is to make good the financial loss incurred due to the loss of life of the income earner of the family. But can you get a loan against your life insurance policy if in case you need some cash support anytime during the policy period? However, the products offered…
Guarantee of regular income for lifetime We are talking about a life-long guaranteed tax-free income. Think of a time 15 years, 20 years, 25 years, or 30 years from now when you will retire and stop earning an active income but still on the 1st of every month a guaranteed sum of money gets deposited…
LIC’s Jeevan Shiromani Premium plan for HNIs. A policy for high net-worth individuals that combines protection, savings, attractive returns, and medical cover. Benefits of LIC’s Jeevan Shiromani Premium plan for HNIs 1. Survival Benefit: On the life assured surviving to each of the specified durations during the policy term, provided all due premiums have been…
PMVVY – Pradhan Mantri Vaya Vandana Yojana is a government pension Scheme for people aged 60 years and above. Life Insurance Corporation of India is the administrator of PMVVY on behalf of the Government of India. This Scheme is available for sale up to 31st March 2023 Features of the scheme Eligibility Age Citizens of…
LIC’s Cancer Cover is a regular premium payment health insurance plan which provides financial protection in case the Life Assured is diagnosed with any of the specified Early and/or Major Stage Cancers during the policy term. Sum Insured Options The plan offers flexibility to choose the type of Sum Insured at the inception. Option I…
AD&DB rider is a rider, which means it is an extra benefit that is optional and can be opted in an insurance policy by paying a very affordable additional premium. As the name suggests, it covers 2 conditions: What are the benefits offered by AD&DB rider? Let’s understand the benefits to be received in each…