Kaushik Paul

Types of mutual funds

What are the different types of mutual funds and how they are categorized?

Overview Though the topic could sound very basic to many, for many others it would be a helpful guide to better understand mutual funds as an investment option. Mutual funds offer schemes for varied investment objectives and risk appetites and each category fulfills a unique role in an investor’s portfolio. AMFI Fund categorization As per […]

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REIT

What is REIT (Real Estate Investment Trust)?

REIT – Alternative Investment If you are a person aware of recent developments in investment options, you must have heard about Alternative Investments Funds (AIFs) and REIT as an Alternative Investments. If not, this is the most simplified write-up that you can find to understand the asset class. Alternative Investments are about unconventional asset classes

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Everything about NPS

Everything about NPS

National Pension Scheme (NPS) is a voluntary and long-term investment cum pension plan launched by the Government of India. This scheme is regulated and administered by the Pension Fund Regulatory and Development Authority (PFRDA). This pension programme is open to employees from the public, private and even the unorganised sectors except those from the armed

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HUF and saving tax

What is HUF and how you can save additional tax with HUF?

Understanding HUF HUF – ‘Hindu Undivided Family’ is a unit comprising of the members of the family that is formed in a family following Hinduism, Sikhism, Buddhism, Jainism only. HUF is a separate entity having its own assets and liabilities and is considered as a separate accessee while filing income tax and thus provide opportunity

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how to redeem MF

What is the process of mutual fund redemption and how to approach redemption?

Mutual fund redemption A mutual fund redemption request is the request to withdraw units (amount) from your mutual fund investments. Things to consider while submitting a redemption request. Mostly financial needs and sometimes our sentiments (fear) owing to certain market situations drive the redemption request. There are some essential things to keep in mind while

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How to read between the interest rate of a loan

How to read between the rates of a simple flat-rate loan and not get deceived?

We all have come across advertisements offering consumer loans at flat simple interest rates. Have you ever doubted that the rates they are mentioning could be misleading? Because in the real world of finance, everything is compounding interest and never a simple interest. The story of a simple flat-rate loan Here is an example to

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How to create a surplus investable amount of ₹ 62,400 every year by investing ₹ 2 lakhs?

Disclaimer: The ideas and thoughts expressed in this article are not any kind of investment advice intended to influence anybody to take investment decisions. Please note that the numbers shown in the article are not accurate and not applicable for all income groups and would vary as per the changes in income tax rules from

How to create a surplus investable amount of ₹ 62,400 every year by investing ₹ 2 lakhs? Read More »

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