Kaushik Paul

Disclaimer: The ideas and thoughts expressed in this article are not any kind of investment advice intended to influence anybody to take investment decisions. Please note that the numbers shown in the article are not accurate and not applicable for all income groups and would vary as per the changes in income tax rules from […]

For most of the population, 1 Crore is a magic figure, or if you cannot relate to it, how about the word ‘Crorepati’? still, for many, it might not be such fascinating a number. Whatever it is, no one can deny that a sum of 1 Crore as a liquid asset is quite admirable and

Disclaimer: The ideas and thoughts expressed in this article are not any kind of investment advice intended to influence anybody to take investment decisions. Please note that the numbers shown in the article are not accurate. Please consult your advisor before taking any investment decision. Regular FDs as we know them are fixed deposits offered

We all have heard the story of the goose laying golden eggs and we know that it can’t be real. But for the sake of this topic assume that you own a hen that lays golden eggs. Now, here, I have a question for you. Among the hen and the eggs which one would you

Disclaimer: The ideas and thoughts expressed in this article are not any kind of investment advice intended to influence anybody to take investment decisions. Please note that the numbers shown in the article are not accurate and might vary as per the changes in income tax rules from time to time. Please consult your advisor

You understand that it is quite a job for the selectors to select a WORLD-BEATER national cricket team. And it would be tougher to select the BEST Team possible if they do not follow a process and select the team based on Favoritism. let us visualize what that ideal selection process simply might look like:

Procrastination It is the root of all evil. Deferring your savings, investment, and financial planning can be detrimental to your financial health. Instead, defer any lifestyle expense that might be pushing you to defer your investment.  Start investing today and achieve your goals comfortably! Investing without a realistic goal It is destructive. Set realistic goals that are

Disclaimer: The ideas and thoughts expressed in this article are not any kind of investment advice intended to influence anybody to take investment decisions. Please consult your advisor before taking any investment decision. As an investor in equity, we expose ourselves to various media, to listen to and learn the ideas, the tools that talks

Understand the opportunity for extra tax-saving with NPS. For both salaried and self-employed individuals, an additional deduction for investment up to Rs.50,000/- has been provided under section 80CCD(1B) of the Income Tax Act, 1961 which is over and above the ceiling of Rs.1,50,000/-.

You cope up with your expenses while you are earning. But, what about the expenses after your retirement?
After your retirement, your active income would stop but your life’s expenses will not and would further increase year on year. Living a dignified retired life after 60 needs planning.

NPS – National Pension Scheme or National Pension System is a Government of India initiative aimed to offer retirement benefits to its subscribers through a transparent platform in a cost effective way.
Open a new NPS account and get allotted a PRAN (Permanent Retirement Account Number) that remains with the subscriber throughout

In their daily life, people buy more when things are on sale and avoid spending when things are expensive. But, when it comes to investing in equity or stocks the same people do the opposite. When the markets are low and the stocks are available on sale they avoid buying and start buying bagfuls when

Let’s keep things simple and to the point. People mostly keep away from investing in equity or related instruments to avoid market risk which is ‘temporary’ and ‘uncertain’ and most of the time, over a long period of time, it is highly rewarding. And in the process of avoiding the above risk, they embrace a