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SBI General’s Super Health Insurance

Health Insurance That Pays for Your Fitness.

Get comprehensive medical cover from ₹5L to ₹2Cr and unlock Unlimited Nationwide Gym Access. Protect your savings while eliminating monthly / yearly gym fees (a policy add-on).

₹5L to ₹2Cr

Medical Coverage Range

18,000+

Cashless Network Hospitals

24×7

Claim Support

THE STRATEGIC ADVANTAGE

Why Choose SBI General’s Super Health Insurance

₹5L to ₹2Cr Cover

Robust cover levels that scale with your lifestyle and takes care of your savings and increasing medical costs.

18,000+ Hospitals

Direct access to India’s largest cashless hospital network. Cashless facility = Zero out-of-pocket expense.*

3X and 2X Cover

3X Cover* on 1st claim and 2X Cover* on all subsequent claims. A unique benefit that saves your premium.

Unlimited Gym

Unlimited access to 4,000+ premium fitness centers. No monthly gym fees, your policy pays for your fitness.

No Capping

For inpatient treatment, room rent and ICU Charges paid at actual up to Sum Insured.

Health Multiplier

Additional cover of up to 3X for 37 serious illnesses. (2X for SI 10 Lakhs and below)

Accident Cover

Additional cover of 2X of S.I. for all types of accidental hospitalisation.

Day Care Procedures

Covers treatments that do not require 24-hour hospitalization.

Cumulative Bonus

Enhanced Cumulative Bonus (ECB) will be applied by 50% of the Base Sum Insured of immediately preceding Policy Year in respect of each claim free policy Year.

Organ Donor Expenses

Medical expenses up to Base S. i., towards organ donor’s Hospitalisation for harvesting of the donated organ where an Insured Person is the recipient.

Modern Treatments

Covers expenses for advanced medical treatments and procedures, ensuring access to the latest medical technologies and innovations for your health needs.

AYUSH Treatment

Medical Expenses incurred by the Insured Person for Inpatient Care under Ayurveda, Unani, Siddha and Homeopathy systems of medicines during each Policy Year.

Claim Protector

Covers all non-payable consumables up to Sum Insured.

Waiting Periods

Pre-Existing and specific Disease Waiting Period of 2 years only.

Health Checkups

Stay ahead of health risks with inbuilt annual screenings.

Bonus Safeguard

If claim amount is 1Lac or less, No reduction in Cumulative Bonus.

Disclaimer: This summary of features is for general information only. Actual coverage, benefits, and exclusions will be as per the policy wording issued by SBI General Insurance. Please consult the official brochure or contact SBI General Insurance for complete terms, conditions, and exclusions.

Who is this Strategy Designed For?

  • The Savvy Investor: You prefer “Self-Funding” assets where your protection also covers your lifestyle expenses.
  • The Frequent Traveler: You need a gym membership that isn’t tied to one city but moves with you across India.
  • The High-Net-Worth Head of Family: You want the highest tier of medical protection (up to ₹2Cr).
  • The Tax-Conscious Earner: You want to convert an out-of-pocket gym expense into a tax-deductible insurance premium u/s 80D.
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“By integrating your fitness costs into your protection plan, you create a ‘Self-Funding’ health ecosystem where your savings are protected and your health is prioritized.”

Kaushik Paul

Founder, Kaushik Paul Wealth Partners

Secure Your Health. Optimize Your Wealth.

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