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NRI Corner. Invest in your Homeland.
As a Non-Resident Indian, you may live abroad but your roots remain here. This space is dedicated to help you make confident investment decisions in India’s fast-growing economy.
Frequently Asked Questions
Yes. NRIs can invest in Indian mutual funds using NRE or NRO accounts. Investments require KYC documentation. Repatriation of funds is allowed if invested through an NRE account.
Yes. An NRI can buy Term Insurance and other life insurance products like ULIPs and guaranteed return whole life plans in India, depending upon their country of residence.
Yes. NRIs can buy Health insurance plans in India, and this policy covers the medical expenses incurred by the insured NRI during their stay in India.
Yes. NRIs can invest in Indian equities through a Portfolio Investment Scheme (PIS) account linked to their NRE/NRO account.
Yes. NRIs can invest in government bonds, and PSU bonds through direct platform or via secondary markets using NRE/NRO accounts.
Yes, if they have taxable income in India (e.g., rent, capital gains, or NRO interest). Filing is mandatory even if tax has already been deducted at source (TDS).
No. Foreign income of NRIs is not taxable in India. Only income earned or received in India — such as salary, rent, capital gains, or NRO account interest — is taxable under the Income Tax Act.
Yes. NRIs can claim deductions under Section 80C (e.g., life insurance premiums, ELSS mutual funds, tuition fees). However, some deductions like PPF contributions are not available to NRIs.
Funds in NRE accounts are fully repatriable. Funds in NRO accounts can be repatriated with yearly limitations, subject to documentation and tax compliance.
DTAA ensures NRIs don’t pay tax twice on the same income. For example, if tax is paid in India on rental income, the NRI may claim credit or exemption in their country of residence, depending on the DTA Agreement with that country.
India has a DTAA with a significant number of countries. As of 2025, India has signed comprehensive DTAAs with over 90 countries. The full list can be found on the IT dept website.
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your trusted gateway to India’s financial opportunities.
Be a part of the growth story – India is Emerging as one of the fastest-growing economies in the world. Your homeland offers diverse investment avenues for you as an NRI. Whether you seek long-term growth or steady income, we help you identify the right opportunities aligned with your goals.
Mutual Funds:
NRIs can invest in Mutual funds in India. for NRIs Tax is Deducted at source (TDS) by Mutual Fund Companies.
ULIPs:
NRIs can invest in ULIPs (Unit Link Insurance Plans) for a mix of investment and insurance with tax benefits.
Insurance Plans:
NRIs depending on their country of residence can buy Term plans and Guaranteed return plans in India.
Bonds:
For fixed returns at maturity, NRIs can invest in Government bonds and PSU bonds in India.
Fixed Deposits:
As an NRI, you can have a Fixed Deposit in an NRE or an NRO account with different tax treatment on interest earned.
NPS:
NRIs can open National Pension Scheme accounts if they have a PAN or Aadhaar. NRE or NRO accounts can be used.
Review & Reinforce
Insurance and Investing isn’t a one-time decision or act—it’s a dynamic journey. Regular reviews help identify gaps, strengthen protection, and uncover misalignments. This ensures your insurances and investments stay true to your goals thereby preserving peace of mind for you and your family.