This article was originally posted in our LinkedIn page. Here is the link to the article. In the ever-evolving landscape of healthcare, understanding the fundamentals of health insurance is crucial. Understanding the basics of Health Insurance Health insurance safeguards a family’s savings by covering the costs of medical expenses. In the absence of insurance, unexpected […]
How does health insurance work? Read More »
Overview Though the topic could sound very basic to many, for many others it would be a helpful guide to better understand mutual funds as an investment option. Mutual funds offer schemes for varied investment objectives and risk appetites and each category fulfills a unique role in an investor’s portfolio. AMFI Fund categorization As per
What are the different types of mutual funds and how they are categorized? Read More »
REIT – Alternative Investment If you are a person aware of recent developments in investment options, you must have heard about Alternative Investments Funds (AIFs) and REIT as an Alternative Investments. If not, this is the most simplified write-up that you can find to understand the asset class. Alternative Investments are about unconventional asset classes
What is REIT (Real Estate Investment Trust)? Read More »
National Pension Scheme (NPS) is a voluntary and long-term investment cum pension plan launched by the Government of India. This scheme is regulated and administered by the Pension Fund Regulatory and Development Authority (PFRDA). This pension programme is open to employees from the public, private and even the unorganised sectors except those from the armed
Everything about NPS Read More »
Understanding HUF HUF – ‘Hindu Undivided Family’ is a unit comprising of the members of the family that is formed in a family following Hinduism, Sikhism, Buddhism, Jainism only. HUF is a separate entity having its own assets and liabilities and is considered as a separate accessee while filing income tax and thus provide opportunity
What is HUF and how you can save additional tax with HUF? Read More »
Sovereign Gold Bonds (SGBs) Secure, profitable, and backed by the Government of India, SGBs offer a unique blend of safety and growth potential for your investments. It frees you from the hassles of keeping physical gold. Issued by the RBI, it is not only a safe option but also offers assured additional interest on capital.
What is a Sovereign Gold Bond? Read More »
Nashik, 1st July 2023 Celebrated National Doctor’s Day on 1st July 2023 to express gratitude and appreciation for the incredible work they do and how they make a significant difference in the lives of many and brings relief to numerous patients and their families.
Celebrated National Doctor’s Day on 1st July 2023 Read More »
Nashik, 21st June 2023 Appreciation from HDFC ERGO Nashik Branch for efforts and achievements in promoting and growing health insurance among the population in FY 2022-23. Know more about health insurance.
Appreciation from HDFC ERGO Nashik Branch FY2022-23 Read More »
Nashik, 9th June 2023 Gained valuable insight regarding the schemes of PPFAS mutual fund and their investing principles with Chairman and CEO – Neil Parag Parikh (Right) and Raunak Onkar – Head Research and Fund Manager (center). Attended a broad discussion arranged with MFDs on the 9th of June in Nashik. Invest in the funds
Broad discussion arranged by PPFAS Mutual Fund with MFDs Read More »
5th May 2023 Started our monthly e-newsletter which provides concise, easy-to-understand insights tailored to our clients to keep them ahead of the curve with the latest news from global markets to emerging sectors. Subscribe to our newsletter!
Started our monthly e-newsletter. Read More »
Nashik, 6th February 2023 Appreciation from Bajaj Finance Limited – Fixed Deposits for encouraging guaranteed savings through corporate term deposits FY 22-23 What are Corporate Fixed Deposits and how they are different from regular FDs?
Appreciation from Bajaj Finance Limited FY2022-23 Read More »
Nashik, 2022 Appreciation from LIC at 962 BM office for helping clients create guaranteed lifetime pensions with one-time investments. How to create a Life-long Guaranteed, Tax-free Pension Plan for your retirement?
Appreciation from BM 962 LIC Read More »
Mutual fund redemption A mutual fund redemption request is the request to withdraw units (amount) from your mutual fund investments. Things to consider while submitting a redemption request. Mostly financial needs and sometimes our sentiments (fear) owing to certain market situations drive the redemption request. There are some essential things to keep in mind while
What is the process of mutual fund redemption and how to approach redemption? Read More »
I have seldom come across people with a neutral outlook toward a loan. Either they are in for or against availing a loan for whatever reason. But the truth is a loan is neither good nor bad. It becomes a good or bad experience depending on the purpose of the loan and the person taking
Are loans good or bad? Read More »
The primary idea of life insurance is to make good the financial loss incurred due to the loss of life of the income earner of the family. However, the products offered by the insurance companies are varied. Though a term plan is the purest form of life insurance and provides lumpsum payouts only in the event
Can you get a loan against your life insurance policy? Read More »
We all have come across advertisements offering consumer loans at flat simple interest rates. Have you ever doubted that the rates they are mentioning could be misleading? Because in the real world of finance, everything is compounding interest and never a simple interest. The story of a simple flat-rate loan Here is an example to
How to read between the rates of a simple flat-rate loan and not get deceived? Read More »
A famous quotation by American statesman Benjamin Franklin: … nothing can be said to be certain in this world, except death and taxes. Not sure about taxes though but one surely cannot avoid death. Talking about life, death, and finances, dying early or living longer which one is a bigger problem? Living Longer could be
Why should you have a retirement plan for a longer period? Read More »
Guarantee of regular income for lifetime Think of a time 15 years, 20 years, 25 years, or 30 years from now when you will retire and stop earning an active income but still on the 1st of every month a guaranteed sum of money gets deposited to your bank account that is tax-free* and would
How to create a Life-long Guaranteed, Tax-free* Pension Plan for your retirement? Read More »
Our emotions play a major role in many of the financial decisions we take from time to time. one such decision is whether or not to go for owning a car and if we do buy one, should we buy it on a loan. Financial wisdom says, “don’t buy a car if you don’t need
About owning a car and taking a loan for buying one Read More »
A mutual fund is one of the preferred products to invest in the equity market for the possibility to earn substantial returns. But mere investing in mutual funds does not really guarantee higher returns and the creation of wealth. As an investor, you need to keep in mind a few things that significantly affect the
Planning to invest in mutual funds? Read More »
