Understand the opportunity for extra tax-saving with NPS. For both salaried and self-employed individuals, an additional deduction for investment up to Rs.50,000/- has been provided under section 80CCD(1B) of the Income Tax Act, 1961 which is over and above the ceiling of Rs.1,50,000/-.

You cope up with your expenses while you are earning. But, what about the expenses after your retirement?
After your retirement, your active income would stop but your life’s expenses will not and would further increase year on year. Living a dignified retired life after 60 needs planning.

NPS – National Pension Scheme or National Pension System is a Government of India initiative aimed to offer retirement benefits to its subscribers through a transparent platform in a cost effective way.
Open a new NPS account and get allotted a PRAN (Permanent Retirement Account Number) that remains with the subscriber throughout

In their daily life people buy more when things are on sale and avoid spending when things are expensive. But, when it comes to investing in equity or stocks the same people do the opposite. When the markets are low and the stocks are available on sale they avoid buying and starts buying bagful when…

Let’s keep things simple and to the point. People mostly keep away from investing in equity or related instruments to avoid market risk which is ‘temporary’ and ‘uncertain’ and most of the times, over a long period of time, it is highly rewarding. And in the process of avoiding the above risk they embrace a…